I’m a coffee and tea person. They’re both addicting and keep me awake, pumped and focused throughout the day.

Can you survive a day without coffee or tea?

My family and I used to go out once or twice a week just to have fancy coffee. A trip to Starbucks or Coffee Bean and Tea Leaf would usually cost us P800+ excluding pastries. Imagine, P800 a week? That’s P3,200 a month! But, since my mom bought an espresso maker last year, our family’s trip to coffee shops dramatically declined. In fact, I stopped going to coffee shops to have coffee. I never stopped drinking coffee. But, I learned how to drastically lessen my coffee and tea expenses by enjoying and preparing them at home. Click to continue reading »

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Last November, SMART launched the first and only unlimited BlackBerry plans in the country. Finally, almost a month after SMART’s launch of the unlimited BlackBerry Prepaid Service (Prepaid BIS) Globe launched a similar service – the Globe BlackBerry Prepaid.

Globe has been offering BlackBerry 8520 prepaid phone kits since the 3rd quarter of 2009 but they didn’t offer prepaid BlackBerry service then. So, the hundreds of BlackBerry prepaid phone kits sold were pretty useless, in my opinion, due to the absence of BlackBerry Internet Service, which was only available to postpaid subscribers then. Click to continue reading »

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Since one of my goals for this year is to save money, I told myself that I should become “OC” when it comes to financial matters so I could track where my money go—every single peso, that is. Before, I would often ask myself, “Saan napunta ang pera ko? (Where did my money go?)”  It was only during the last quarter of 2009 that I have decided to use different tools to effectively track my finances.

Before I write about out my “concrete steps” in order to save money, I would like to share with you the five different tools I use to track my cash flow. Click to continue reading »

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Happy New Year! Last 2008, I started this “blog tradition” of writing a list of my goals for the year. However, I’ve become a “professional procrastinator” after that so even though I’ve accomplished almost all my goals, I failed to write my goals for 2009. I don’t have a year-end post (because I was so drunk last night) and I guess this one would do.

  1. Finish my associate’s degree and graduate by May 8, 2010 – Just like last year, my first goal is about school and graduation! A few only know that I should be graduating by May 8, 2010 (if God permits). I’m currently taking the last few courses I need to finish my associate’s degree from UP Open University. Graduating on time has been one of my worries upon entering college so I’ve been working my ass off just to graduate on time by taking more academic units per semester and taking summer classes. I hope my efforts would pay off. Click to continue reading »

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